It's more a safety issue. I have to be careful when I am out during the day with my camera, let alone at night.
I haven't played with the exposure settings on my camera yet. I was given a book or two for Christmas about digital photography that I need to read.
My best photos are posted here: http://cee-fashion.co.uk/photography/photography.html
As you can see I am a nature fan and I have three (mostly) obliging cats.